No matter what type of car you drive or how modern your vehicle is, insurance is a must. It’s a necessity for every car driver but it’s one of the most expensive costs associated with being a driver.

Even the most basic insurance plans can cost a few hundred dollars a year, and your premium will increase depending on the gadgets and technology in your car.

If you’ve recently had a claim made against you by another driver or you’ve been in a road traffic accident, your insurance will rise significantly in the following year.

Luckily, there are plenty of things that you can do to decrease your car insurance costs. Using some sneaky tactics, you can save yourself hundreds of dollars every year.

It doesn’t take long to find some great ways to cut your insurance costs but it’s well worth your time to do some research and save money. Here are some of the best ways to find the cheapest car insurance quote for your vehicle.

Search for the Cheapest Insurance Provider

If you’re like the majority of drivers, you probably don’t give a second thought to your car insurance. You sign up for a plan with a random provider and renew your policy as soon as your current plan expires.

While there’s no harm in staying with the same insurance company for several years, it might not be the most cost-effective way to go about things. Different providers offer varying prices for the same level of car insurance coverage.

By spending some time shopping around to find the cheapest car insurance in Connecticut or whichever state you live in, you can make sure that you aren’t spending unnecessary money. Compare the offerings of several different insurance providers to spot the best deals.

Most insurance providers ring their policyholders towards the end of their policy to double-check that you want to renew. If your current provider is still the cheapest option, simply renew your policy with them for another year.

To make things as quick and easy as possible for you, use car insurance comparison websites to look at lots of different quotes and compare their quotes and plans side-by-side.

Ask Your Friends

If some of your friends also drive, take the opportunity to ask around and see which insurance providers they use to insure their vehicles. Their insurer might be much cheaper than your current provider, so you could save money by transferring your policy over to the same company.

Try and get different suggestions so that you have a few options to compare and contrast. It’s worth giving each provider a call and chatting with them about the different plans and policies that they offer. You can get more detail about the provider and an in-depth view of a specific plan before you sign up for a policy.